ESO Fund
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How ESO Can Help

Fund your stock option exercise

Start the Funding Process

Does this sound familiar?

You’ve worked for years to vest your stock, but the IPO is delayed. A dream job comes along but you can’t afford to exercise.


In many cases employees must exercise their stock options within 90 days of leaving the company (for Incentive StockOptions (ISOs) this is a mandatory deadline). This puts people in a tough spot when deciding to make a career change, retire, or if they get laid off. Many employees won’t be able to afford to lock up the large sum of money required to exercise their options especially since the average time it takes a startup to exit is 9 years. On top of that there may be hefty taxes associated with the exercise, especially if the company has grown substantially during their tenure.

Even if an employee has the money to exercise, the question remains “Should I exercise my options?”, “Do I have confidence that this company will exit?”, "Is this the best use of my hard-earned savings?". Knowing that the shares may become worthless makes this a stressful decision, and the 90-day deadline doesn’t make it any easier.

So, Why ESO Fund?

ESO Fund can offer you the cash necessary to cover the exercise as well as any associated taxes (whether Alternative Minimum Tax (AMT) or Non-Qualified Stock Option (NSO) withholding tax). We can even throw in additional liquidity to help you fund life events such as putting the kids through college, paying medical bills, or purchasing your dream home.

Whether your options expire this week or next year, we've got you covered. Our process is simple and efficient, so we can get back to you with a decision and fund your exercise in as little as 24 hours.

"Friendly people who worked VERY quickly to make a deal in the last days of a possible stock exercise."
Engineering Team
Series D Company, Silicon Valley

All reviews are anonymous. We respect the privacy of our clients. Find more testimonials like the one below on Yelp

Fast. Trusted. Easy.

Introduce Yourself

No two option grants are alike -whether your options expire this week, you are planning ahead, or you simply want some liquidity for shares you own. ESO can customize a deal to fit your situation and needs. Your chance to ask any and all questions about how we operate or stock options in general.


Receive a personalized offer

Every ESO offer is personalized specifically to fit your tastes and financial situation. Once you enter into an agreement with ESO we are partners until liquidity and want you to be happy with your deal.


Close and Fund

If you are local to the Bay Area, join us for an in office closing at our San Mateo office. If you aren’t in the area, no problem. We can close remotely using Zoom or Google Hangouts. Funding can take place in as little as 24 hours.

Our Process

Fast. Trusted. Easy.

Introduce Yourself

Complete our form and connect with an ESO Partner for a free 15 minute equity consultation.


Receive a Personalized Offer

In as little as 1 hour, you'll receive an offer personalized specifically to fit your unique financial situation and needs. ESO offer's are 100% risk-free. In exchange, we ask for a percentage of the stock plus a return of the original investment.

Close and Fund

Join your ESO Partner for an online closing via Zoom. The timeline from consultation to funding can take place in as little as 24 hours.

Fund your Option Exercise

This innovative service promotes and enables a healthier relationship between companies and employees. I my opinion it's valuable to employees and great for the overall tech environment and economy. It is good for nobody when employees feel trapped because they can't afford to leave. In less extreme cases exercising can be expensive and somewhat risky and this is simply a good smart hedge and a good square deal. Brilliant!

Get in touch

We'll get back to you as soon as possible.

Schedule a call now!
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