How ESO Can Help

Liquidity for RSUs


Do you have RSUs in a private, venture-backed company – But want cash now?

You can't always wait for your company to IPO or get acquired. Sometimes you have urgent cash needs, but the company's schedule doesn't sync up with yours. Looking to make a career move? Buy a house? Put the kids through college? Or simply diversify your risk?

RSUs expire if a company doesn’t exit within a few years. Given the limited lifetime of an RSU grant and its illiquid nature, there’s no guarantee you’ll get any value from them. While RSUs are technically never underwater, they don’t vest until liquidity is achieved, and typically expire after 5 to 7 years. This means that what may seem like a valuable asset could disappear for nothing if an event that is completely out of your control, like an IPO or M&A, doesn’t occur before expiration. Not everyone can afford to wait for liquidity or risk expiration. While a company can extend your expiration date, they have little incentive to do so, and it is not something you can necessarily count on.

The Employee Stock Option Fund can offer you a liquidity advance against your RSUs on a non-recourse basis. That means if your company's stock ultimately falls in value or if your RSU grant expires worthless, you still get to keep your advance because ESO will take the loss instead. Simply fill out our form with your information and one of our deal managers will get in touch with you.

Your path to liquidity is right around the corner, get a quote from ESO today!

Here’s how our process works:

1. Intro Call
Introduce yourself and your situation, and feel free to ask as many questions about ESO as you would like.

2. Get a personalized offer
We will conduct due diligence and get back to you with our decision.

3. Close
Once we extend an offer and the terms are accepted, we run a simple credit check and then we can close. If you are local to the Bay Area, join us in our wonderful San Mateo office. If not, no worries! We can close remotely via Zoom or Google Hangouts.

It’s that easy.

Get Liquidity Today!

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